Call Kenny Habetz Injury Law if you’ve recently been injured on the job in Crowley, Louisiana. You may have the right to recover benefits through your employer’s workers’ compensation insurance policy. Our experienced Crowley workers’ compensation lawyer can help you take on the insurance company and fight to get the maximum benefits package you deserve.
Since 2010, Kenny Habetz Injury Law has been a fierce advocate for injured laborers and devastated families in Crowley. With millions recovered, our top-rated Louisiana workplace accident attorneys have a proven ability to take on tough cases and win life-changing results.
Don’t struggle with the consequences of your workplace injury or illness on your own. Contact Kenny Habetz Injury Law at (337) 329-8883 and discover how our top-rated legal team in Crowley can help you make the best of a difficult situation. We offer a free consultation, so contact us for help today.
How Kenny Habetz Injury Law Can Help With Your Claim for Workers’ Compensation Benefits in Crowley, LA
While you may have the right to recover benefits through the state’s workers’ compensation program, getting money in your hands is often easier said than done.
The insurance company will try to downplay your injuries. They might try to misclassify you as a contractor to sidestep responsibility for your accident. Adjusters will use the stress you’re under to pressure you into accepting a benefits package that’s worth way less than you deserve.
Don’t settle for less. Make the most of your claim for benefits by enlisting the help of our highly-rated Crowley personal injury lawyer.
With Kenny Habetz Injury Law, the threat of litigation is always on the table. This forces the insurance company (and other liable parties) to engage in meaningful settlement negotiations from the start. If you’re not offered a fair deal, our team won’t hesitate to bring your case to a jury.
When you hire our law firm in Crowley, LA, you’ll benefit from the passionate, personalized legal representation you deserve.
Count on us to:
- Conduct an exhaustive inquiry into the circumstances surrounding your workplace injury or illness
- Perform a thorough analysis of relevant evidence
- Gather medical records, paystubs, tax returns, wage statements, invoices, and other documents you’ll need to support your claim for benefits
- Schedule an Independent Medical Examination (IME) in the event that there are disputes over the severity of your injuries or illness
- Prepare and file all necessary legal claims and documents on your behalf
- Negotiate with the workers’ compensation insurance company to secure a top-dollar benefits package on your behalf
- Represent you during all hearings and at appeal, if necessary
- File a lawsuit against any liable third parties to recover additional compensation, if appropriate
A work-related injury can spell financial disaster. Hiring an attorney shouldn’t make matters worse. That’s why our Crowley personal injury law firm works on contingency. You pay nothing unless we win your claim for workers’ compensation benefits.
Contact us to schedule a free consultation today. A member of our compassionate team is always available – 24/7/365.
Understanding Louisiana’s Workers’ Compensation System
All jobs carry risks. When workers get hurt on the job, it can have an immediate and direct impact on their ability to earn a living and support their families. In an effort to help workers get back on their feet and alleviate the financial stress of a work-related injury or illness, Louisiana developed a workers’ compensation insurance system.
Workers’ compensation has two primary purposes:
- Help injured workers receive monetary benefits without the time, expense, and stress of navigating a civil lawsuit, and
- Protect employers from endless litigation when workers get hurt on the job.
When you get hurt in a work-related accident or are diagnosed with an occupational disease, you can potentially qualify to receive benefits through your employer’s workers’ compensation insurance policy.
Do All Employers Have To Carry Workers’ Compensation?
Most employers within the State of Louisiana are legally required to carry workers’ compensation insurance or show that they’re self-insured if a worker gets hurt.
There are a few exceptions, including sole proprietors and companies in certain industries – including real estate and the arts.
If your employer has a policy, benefits must be available to all qualifying employees – including seasonal workers, full-time employees, part-time employees, and minors.
How Do I Qualify for Workers’ Compensation Benefits?
You may potentially qualify for workers’ compensation benefits if:
- You are a qualifying employee
- You suffer a work-related injury or illness
- Your employer is required to carry workers’ compensation.
A work-related injury is one that’s suffered in the course of performing job-related tasks or responsibilities. You don’t necessarily have to be on the business’s premises for your injury or accident o be job-rated. For instance, you could qualify for workers’ compensation if you were injured in a truck accident while driving supplies to a job site for your employer.
Can I Sue My Employer?
No, at least not in most cases. Workers’ compensation offers you an accelerated path to benefits. In exchange, you generally waive the right to file a lawsuit against your employer and navigate the traditional civil legal process. There are only limited exceptions.
However, you can reserve the right to sue a third party whose negligence or actions contributed to your injury or illness. This might include the manufacturer of a defective product, a property owner, or even a co-worker.
Can Shared Fault Affect My Workers’ Compensation Benefits Package?
No. Workers’ compensation is a no-fault system. Not only does it protect your employer, but it protects you, too.
You can recover benefits even if your own negligence contributed to your workplace injury.
We Handle All Types of Workers’ Compensation Claims in Crowley
Workers’ compensation benefits can be sought by any employee who suffers a workplace injury or illness in Crowley, Louisiana.
At Kenny Habetz Injury Law, we’re here to help if you’ve been injured in any type of workplace accident, including:
- Construction accidents
- Warehouse accidents
- Manufacturing accidents
- Healthcare accidents
- Trucking accidents
- Transportation accidents
- Mining accidents
- Chemical accidents
- Agriculture accidents
- Fishing accidents
Contact our experienced legal team in Crowley to discuss the specific details of your workplace injury claim today. We can help you identify your legal options and put together a compelling claim for benefits under your employer’s workers’ compensation insurance policy.
What Benefits Are Available to Injured Workers in Crowley, LA?
Workers’ compensation offers an alternative to the traditional civil justice system. The types of benefits that can be awarded are not as expansive as those that can be awarded in a lawsuit.
In Louisiana, workers’ compensation benefits fall into three categories: medical, wage, and death.
Your employer will cover costs related to reasonable and necessary medical expenses, including:
- Lab tests
- Follow-up care
- Medical devices and equipment
Expenses are considered reasonable and necessary when they’re prescribed or suggested by your healthcare provider. Keep in mind that you can’t just go to your own doctor for treatment. You must seek care from a provider that’s been pre-approved by your employer’s workers’ compensation insurance company.
Workers’ compensation provides benefits to offset the financial burdens caused by a sudden (and potentially long-term) loss of income.
Known as indemnity benefits, these include:
- Temporary Total Disability (TTD): Available if you’re unable to work in any capacity for a limited period of time. Benefits can be paid until you return to work or reach Maximum Medical Improvement (MMI).
- Permanent Total Disability (PTD): Available if your injury is so severe that you’ll never be able to work in any capacity again.
- Supplemental Earnings Benefits (SEB): Available if you can return to work in a limited capacity. The purpose is to make up for the difference in your pre-and-post injury wages.
- Permanent Partial Disability (PPD): Available as a lump-sum payment if your injury causes a permanent disability and affects your ability to earn your pre-injury wages.
Indemnity benefits don’t make up for the entirety of your lost income. Instead, you can receive two-thirds of your average weekly wage, which is calculated using your income for the four weeks before your injury.
Sometimes workplace injuries or illnesses are fatal. In these situations, the workers’ compensation system provides an opportunity for surviving family members to receive benefits. Available death benefits include compensation for a funeral and the victim’s lost wages.
How Long Do I Have To File a Claim for Workers’ Compensation Benefits in Louisiana?
Louisiana state law provides that you have:
- 30 days to report your injury or illness to your employer, and
- One year to file a claim for workers’ compensation benefits.
You don’t want to let the statute of limitations expire. Once time runs out, you will lose the opportunity to recover the monetary benefits you need and deserve.
Protect yourself by reaching out to our experienced workers’ compensation attorneys in Crowley for help right away.
Schedule a Free Consultation With an Experienced Crowley Workers’ Compensation Lawyer
Call Kenny Habetz Injury Law if you’ve recently suffered injuries on the job or been diagnosed with an occupational disease in Crowley, Louisiana.
You may qualify for workers’ compensation benefits, and our award-winning legal team can help you fight for maximum financial recovery.
Our Crowley workers’ compensation lawyer has over a decade of experience and a proven ability to win top results. Turn to our law firm for help during this difficult time in your life.
We offer a free consultation. Contact our Crowley, LA law office to schedule yours today.